by Ryan O | Sep 15, 2015 | Credit Cards
Friends with Poor Credit Habits The social network giant bought a patent enabling it to sell your list of Facebook friends to banks. What this means is that your friend’s poor credit history or unreliable repayment behaviour may have an impact on whether or not...
by Ryan O | Sep 2, 2015 | money psychology, money scripts
According to behavioural psychology, we all have subconscious money scripts or inner dialogues that shape the way we use, think and feel about money. As such, if we can identify these money scripts and change the way we react to opportunities arising from our...
by Ryan O | Aug 27, 2015 | Credit Cards, credit rates, maximum interest rates, repo rate, Sarb
The Current Formula Most consumers aren’t aware of the crucial fact that, as the repo rate is hiked, maximum credit interest rates rise at an ever higher rate. As follows, if you thought credit rates would only be 0.25% higher, after the July repo rate hike, you’re in...
by Ryan O | Aug 24, 2015 | Multilevel marketing schemes, Multiplication schemes, Ponzi schemes, Pyramid schemes
Owing to our country’s particularly hostile economic climate, desperate South Africans serve as the ideal target for con-artists running pyramid schemes, Ponzi schemes, multilevel marketing schemes and multiplication schemes. Many consumers are spellbound by glib,...
by Ryan O | Aug 17, 2015 | Disability Cover, Lewis, Lewis Group, Lewis Stores, Monarch Insurance, Retrenchment Insurance, The National Credit Regulator, The National Credit Tribunal
Affected Consumers Will Be Refunded After referring Monarch Insurance and Lewis Stores (Lewis Group) to the National Credit Tribunal (NCT) for dishonest insurance sales to vulnerable consumers, the National Credit Regulator (NCR) has also requested that the company be...
